Ladies Are Rising to the Prime of Southeast Asia’s Fintech Future


Southeast Asia’s (SEA) ageing inhabitants is shifting the area’s foremost fintech viewers, with probably the most lively customers anticipated to be 65+ by 2050.

New Robocash evaluation anticipates that at the moment’s customers of fintech in SEA would be the trade’s foremost viewers by 2050.

Essentially the most lively fintech viewers aged 14 to 65 years will transfer into the 65+ group, making it the biggest enhance of twice in its share.

As of October 2022, there are round 426.5 million customers of 5 fintech industries within the SEA area. These industries embrace various lending, digital funding, digital belongings, digital banking and digital funds.

That is roughly 63 per cent of the entire inhabitants in SEA. By 2050, this determine will rise to 76 per cent, because the graph under predicts.

Robocash fintech SEA

Robocash foresees that probably the most lively customers of fintech at the moment will keep their utilization into the longer term. This, it says, will dramatically shift the primary audience of the trade by 2050.

Nearly all of future customers can be girls, who already outnumber males.

The altering demographics of SEA

The common age of the SEA inhabitants has risen considerably. Over the previous 33 years, the variety of folks aged 65+ elevated by 190.2 per cent.

On the identical time, the variety of folks aged between 15 and 64 grew by 76.7 per cent. Nonetheless, the youngest branches of society, aged between zero to 14 years previous, grew simply 3.6 per cent.

By way of the entire inhabitants, there are at the moment round 681 million folks in SEA. The info forecasts that by 2050, this determine will enhance 17.9 per cent to 803 million.

As at the moment’s generations start to become old, the information signifies a scarcity of younger folks from zero to 14 years previous sooner or later. Numbers on this age vary will solely develop by 1.7 per cent within the subsequent 28 years.

With fewer younger folks and an ageing inhabitants, the biggest enhance is anticipated within the 65+ phase.

Robocash fintech SEA

“By 2050, probably the most promising viewers for fintech in SEA is anticipated to be girls over 38 years previous,” confirms the evaluation.

This share will develop considerably, bolstered by a life expectancy of 81 years. With an ageing inhabitants, fintech industries similar to digital funds, banking, insurance coverage, and healthcare “might develop considerably.”

Robocash is a gaggle of firms offering fintech providers in Asia and Europe. Based in 2013, the group focuses on offering technological finance options for the underserved by the normal banking system.

Its corresponding analysis identifies lending and saving providers as key enablers of digital finance within the Philippines.


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